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If you need short, medium, or long-term finance, it’s our commitment to help you achieve your goals. Get fast-tracked finance with convenient repayment terms, whether for your business or personal needs.

Term Loans

Our secured business loans are available to businesses and individuals in business who need to finance expansion or diversify their business assets. Get a loan with a flexible repayment period of up to 60 months, whether you are a customer or non-customer in business.


  • Loan amounts are tailored to fit your business needs.
  • Available in all major currencies, USD, EUR, and TZS.
  • Repayment period is assessed on existing business cash flow and cash flow projection.

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Stock Loans

Get financing for procurement of stock for your business, or to maintain working capital as you procure goods to keep you going. The maximum tenor period of this facility is 12 months and is structured according to your trade cycle.

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This is a flexible, short term working capital financing facility on your business current account. Funds are available immediately and repayable on demand, giving you extra funds to manage your day to day cash flow and working capital needs.


  • Maximum repayment period of 12 months.
  • Flexible loan amount determined by business need and cycle.
  • Repayment is done through credits to your business current account.

I am interested

Insurance Premium Financing

Pay your insurance premiums in smaller amounts rather than the lump sum on your insurance quote. Let us ease the strain of your short term policies with competitive pricing and no hidden fees. Companies can use one payment plan to cover all their insurance policies.

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Asset Finance

Easy financing on fleets, machinery, and equipment means you can now fast track your company’s growth. Aside from the competitive interest and term rates, NCBA Asset Financing is a smart choice for companies as it is simple, transparent and fast to ensure your business runs smoothly.

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Construction Loans

Get financing for residential and commercial properties to sell, rent or buy-and-build with flexible security requirements. Our financing facilities allow you to acquire fixed assets without drawing working capital from your business.

We offer financing for residential, commercial, and retail property, whether for sale or rental income.

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