Mkopo wa kibinafsi ambao hauna uhakika
Specially designed financing tailored to provide employees with easy access to unsecured loans to meet their personal needs. Features Maximum loan amount of TZS 80,000,000, or the USD equivalent, for branch banking and TZS 110,000,000 for Premier Banking customers. Loan repayment period of 6 years (72 months) for civil servants and 7 years (84 months)
Fedha iliyoundwa maalum iliyoundwa kuwapa wafanyikazi ufikiaji rahisi wa mikopo isiyo na usalama kukidhi mahitaji yao ya kibinafsi.
Sifa
- Kiwango cha juu cha mkopo wa TZS 80,000,000, au sawa na USD, kwa benki ya tawi na
- TZS 110,000,000 kwa wateja wa Premier Banking.
- Kipindi cha ulipaji wa mkopo cha miaka 6 (miezi 72) kwa watumishi wa umma na miaka 7 (miezi 84) kwa wafanyikazi wasiokuwa wa serikali.
- Kiwango cha riba kinahesabiwa kwa kupunguza msingi wa usawa.
- Mkopo ni bima dhidi ya kifo au ulemavu wa kudumu.
- Inastahiki kuorodheshwa baada ya miezi 6.
- Kununua tena kupitia benki zingine kunaruhusiwa.